Medicare Advantage Dental Benefits at Coast Dental
Discover Your Dental Coverage Options for Seniors 65+
Get answers about your Medicare Advantage dental coverage; Call us at (877) 880-1212 to maximize your dental benefits!
Understand Your Dental Coverage Choices
Many seniors are surprised to learn that traditional Medicare does not include basic dental services such as exams, cleanings, and fillings. To ensure affordable dental care, it’s important to understand your options, including Medicare Advantage plans that can offer additional dental benefits.
Why Dental Insurance Matters After Retirement
When you retire, you may lose the dental benefits previously provided by your employer. Nearly two-thirds of seniors lack dental insurance, even though dental health needs often increase with age. Without coverage, costs can increase quickly. 19% of Medicare recipients spend over $1,000 out of pocket if they visit the dentist annually.
How Medicare Advantage and Other Plans Work
Medicare Advantage plans (also known as Medicare Part C) are offered by private insurers to supplement your original Medicare. These plans typically cover exams, cleanings, X-rays, fillings, and sometimes even prescription, vision, and hearing services. They come with the added benefits of:
- Networks of qualified dental providers
- Out-of-pocket spending limits
- Affordable annual costs
For those who require more extensive dental care, standalone dental insurance or dental discount plans are also available, each with different coverage options and flexibility.
Frequently Asked Questions
Does traditional Medicare cover dental services?
No. Traditional Medicare doesn’t include coverage for standard dental procedures unless they’re part of a hospital-related service, such as a dental exam required for pre-surgery clearance.
What dental costs can I expect without insurance?
Routine exams can range from $50–$100, standard cleanings from $70–$200, and more complex treatments like crowns or root canals can cost several hundred to thousands of dollars.
What is a Medicare Advantage plan?
It’s an optional plan offered by private insurers that supplements your Medicare, often including dental, vision, hearing, and additional health benefits.
Are there alternatives to Medicare Advantage for dental coverage?
Yes. You may consider standalone dental insurance, which offers multiple coverage levels, or dental discount plans that provide set discounts at participating providers.
What if I still have out-of-pocket expenses?
Many dental offices, including Coast Dental, offer financing and flexible payment options to help make care affordable.
Call us at (877) 880-1212 today to review your options and ensure you’re getting the very best from your Medicare Advantage dental plan. Or you can find your nearest Coast Dental here.